Question 1

What is the salary for LIC HFL Executive?

Accepted Answer

LIC HFL Executives receive a gross salary in the range of Rs. 35,000–55,000 per month including allowances such as HRA, DA and other perks. The exact CTC varies by location and grade. In-service executives also enjoy LIC group insurance benefits and performance-linked incentives. Career growth leads to Assistant Manager and Manager roles with significantly higher pay.

Question 2

What is the selection process for LIC HFL Executive?

Accepted Answer

The selection process consists of an Online Written Test followed by a Personal Interview. The written test covers English Language, Quantitative Aptitude, Reasoning Ability, and Financial Awareness in 100 questions over 90 minutes. Shortlisted candidates appear for the interview held at regional offices. Final selection is merit-based combining both stages.

Question 3

What subjects are covered in the LIC HFL Executive exam?

Accepted Answer

The exam covers four subjects: English Language (grammar, reading comprehension, vocabulary), Quantitative Aptitude (arithmetic, data interpretation, simplification), Reasoning Ability (logical, puzzles, seating arrangement), and Financial Awareness (banking, housing finance, insurance, economy). Candidates with IC33 or LICENTIATE insurance certifications have an edge in the Financial Awareness section.

Question 4

How many attempts are allowed for LIC HFL Executive exam?

Accepted Answer

LIC HFL does not specify a fixed number of attempts; eligibility is governed primarily by the age limit of 21–28 years. Candidates can apply whenever a vacancy notification is issued, provided they meet age and educational criteria. Age relaxation of 5 years is available for SC/ST candidates and 3 years for OBC candidates as per government norms.

Question 5

What is the role of an LIC HFL Executive?

Accepted Answer

LIC HFL Executives are responsible for processing home loan applications, customer relationship management, recovering overdue accounts, and cross-selling insurance products of the LIC group. They work across LIC HFLs network of area offices and back offices. Executives also support LIC Housing Finance's goal of providing affordable housing loans in urban and semi-urban areas across India.

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