Question 1

What is Equitas Small Finance Bank's mission?

Accepted Answer

Equitas Small Finance Bank was established with the mission of creating equitable access to financial services for underprivileged and underserved communities. Starting as an NBFC-MFI (Microfinance Institution) in 2007 before becoming a small finance bank in 2016, Equitas serves low-income families, women entrepreneurs, small businesspersons, and urban poor through affordable credit, savings, and insurance products. The bank's philosophy of "Equitable, Ethical, and Efficient" banking drives its financial inclusion work across South India.

Question 2

What is the salary for Equitas SFB PO?

Accepted Answer

Equitas SFB POs receive a starting CTC of approximately Rs. 3.5-4.5 lakh per annum, translating to Rs. 29,000-37,500 per month gross salary. The compensation includes fixed pay plus variable components linked to business targets. While the fixed salary is in the lower range of Rs. 25,000-40,000 typical for small finance bank POs, the variable pay for high performers can significantly boost total earnings. Equitas also provides health insurance, accident cover, and employee provident fund benefits.

Question 3

What is the work culture at Equitas SFB?

Accepted Answer

Equitas SFB is known for a vibrant, socially-conscious work culture that places emphasis on employee development alongside business growth. The bank has won multiple awards for employee engagement and is listed among India's best workplaces in financial services. Officers are encouraged to innovate in product delivery, particularly in reaching the last-mile customer. Equitas has a strong focus on women's empowerment, with a significant portion of its workforce and customer base being women.

Question 4

Does Equitas SFB PO exam include a Banking Awareness section?

Accepted Answer

Equitas SFB PO exam currently has three sections — English Language, Quantitative Aptitude, and Reasoning Ability — without a separate Banking Awareness section. This makes the exam more accessible for fresh graduates from non-commerce backgrounds. However, the interview round extensively covers financial inclusion topics, microfinance regulations, and Equitas-specific products. Candidates are advised to thoroughly research Equitas SFB's business model and recent performance before the interview.

Question 5

What career opportunities exist within Equitas SFB?

Accepted Answer

Equitas SFB offers career tracks in retail banking, microfinance, small business lending, digital banking, and corporate banking. The fastest growth opportunities are in the micro-lending and small business segments where relationship managers who build strong portfolios advance quickly. The bank also has a technology-focused track for IT-savvy candidates in digital banking and fintech partnership roles. JAIIB and CAIIB certifications are encouraged, and Equitas provides study materials and partial reimbursement for certification fees.

Subject	Questions	Correct Answer Pattern	Difficulty
English Language (30 questions)	34	Mixed (A/B/C/D)	Moderate
Quantitative Aptitude (30 questions)	34	Mixed (A/B/C/D)	Moderate
Reasoning Ability (40 questions)	34	Mixed (A/B/C/D)	Moderate

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