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LIC Housing Finance Limited — Recruitment Examination

LIC Housing Finance Limited · Online (CBT) · As per vacancy notification

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LIC HFL Cutoff

Category-wise cutoff marks and ranks for previous years.

2024 Cutoff

CategoryMarksRank
General
OBC
SC
ST
EWS

2023 Cutoff

CategoryMarksRank
General
OBC
SC
ST
EWS

2022 Cutoff

CategoryMarksRank
General
OBC
SC
ST
EWS

About LIC Housing Finance Limited — Recruitment Examination (LIC HFL) 2027

The LIC Housing Finance Limited — Recruitment Examination (LIC HFL) is one of the most competitive entrance exams, conducted by the LIC Housing Finance Limited. Preparing for the LIC HFL requires systematic practice, conceptual clarity, and regular self-evaluation. Our platform offers dynamic mock tests, previous years' resolved papers, and AI-enabled analysis to help you secure a top rank.

Frequently Asked Questions

What is the salary offered by LIC Housing Finance?

LIC HFL offers a CTC of ₹5–₹8 LPA for entry-level posts (Assistant, Junior Associate) depending on the role. Senior positions like Deputy Manager and Manager earn ₹10–₹20 LPA. The salary structure includes basic pay, allowances, and performance-linked incentives.

What posts are recruited through LIC HFL exam?

LIC HFL recruits for positions including Assistant, Junior Associate, Assistant Manager, Manager, and IT Engineer across its housing finance operations. The posts involve home loan processing, customer service, credit appraisal, recovery, and branch administration.

What finance topics are tested in LIC HFL exam?

Finance section covers topics like home loan concepts, mortgage basics, balance sheet interpretation, ratio analysis, capital markets, RBI and NHB (National Housing Bank) guidelines, PMAY (Pradhan Mantri Awas Yojana), RERA, and basic accounting principles.

Is LIC HFL a government job?

LIC Housing Finance Limited is a subsidiary of LIC (Life Insurance Corporation of India), which is a government-owned entity. Hence, LIC HFL is classified as a public sector undertaking (PSU) offering job security, government-equivalent benefits, and career stability.

What is the career growth at LIC HFL?

Entry-level employees can progress from Assistant/Junior Associate to Senior Associate, Deputy Manager, Manager, Senior Manager, Assistant General Manager, and General Manager. Promotions are based on performance appraisals, business targets, and seniority within the organisation.

How to Prepare for LIC HFL

1

Study NHB (National Housing Bank) guidelines, PMAY schemes, and RERA Act as these are specific to housing finance roles

2

Finance and accounting basics including ratio analysis, balance sheet, and banking terms are essential for LIC HFL posts

3

GK should focus on real estate sector news, RBI monetary policy, housing schemes, and LIC HFL's annual performance

4

Reasoning section at moderate level — data interpretation, tabular data, and logical puzzles are frequently included

Key Dates

Next ExamNovember 2027
RegistrationAugust 2027
ModeOnline (CBT)
EligibilityGraduate in any discipline, age 21–30 years
AttemptsAs per notification
Website
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