IBPS (Institute of Banking Personnel Selection)
IBPS Clerk Exam Pattern 2027 — Complete Question Paper Structure
Understand the marking scheme, section weights, question distribution and time strategy for Institute of Banking Personnel Selection Clerk
Exam Pattern at a Glance
Exam Mode
Online (CBT)
Language
English & Hindi
Negative Marking
-0.25
Sections
8
Section-wise Pattern
| Subject / Section | Questions | Marks per Q | Total Marks | Time (approx) |
|---|---|---|---|---|
| English Language | 12 | +1 | 12 | 8 min |
| Numerical Ability | 12 | +1 | 12 | 8 min |
| Reasoning Ability (Prelims) | 12 | +1 | 12 | 8 min |
| General/Financial Awareness | 12 | +1 | 12 | 8 min |
| General English | 12 | +1 | 12 | 8 min |
| Reasoning Ability | 12 | +1 | 12 | 8 min |
| Numerical Ability | 12 | +1 | 12 | 8 min |
| Computer Knowledge (Mains) | 16 | +1 | 16 | 8 min |
| Total | 100 | — | 100 | 60 min |
Time is indicative. Candidates can attempt sections in any order in CBT mode.
Marking Scheme
Correct Answer
+1
marks
Wrong Answer
-0.25
marks
Unattempted
0
marks
Marking Scheme
+1 for correct, -0.25 for incorrect
Example Calculation:
If you attempt 60 questions, get 45 correct and 15 wrong:
Score = 45 × 1 − 15 × 0.25 = 41.25 marks
Skip questions you're unsure about — negative marking can reduce your score significantly.
Time Management Strategy
You have approximately 36.0 seconds per question on average.
| Phase | Time Budget | Target Questions |
|---|---|---|
| First pass (attempt easy Qs) | 36 min | 70 Qs |
| Second pass (attempt medium) | 18 min | 20 Qs |
| Review & guess | 6 min | Remaining |
Year-wise Pattern Changes
| Year | Questions | Duration | Key Change |
|---|---|---|---|
| 2025 | 100 | 60 min | Current pattern |
| 2024 | 100 | 60 min | No major change |
| 2023 | 100 | 60 min | Section added |
Pattern history is approximate. Always check official notification.
Difficulty Distribution
Approximate question count: ~30 Easy | ~45 Medium | ~25 Hard
Based on difficulty level: moderate. Actual distribution may vary.
Frequently Asked Questions
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