What is City Union Bank?

City Union Bank (CUB) is a private sector bank headquartered in Kumbakonam, Tamil Nadu, with over 700 branches primarily in South India. Founded in 1904, CUB is one of the oldest private banks in India with deep roots in Tamil Nadu's business community, particularly serving traders, small businesses, and agricultural communities. CUB is listed on BSE and NSE and is known for its strong financial performance, low NPA ratios, and conservative banking practices.

What is the CUB PO salary?

City Union Bank POs start with a basic pay of approximately Rs. 19,000-21,000 per month. Including DA, HRA, and other allowances, the gross monthly salary ranges from Rs. 28,000 to Rs. 37,000 per month. CUB provides staff loans at concessional rates, medical benefits, and annual performance bonuses. While the starting salary is modest compared to PSU banks, CUB's track record of regular promotions means officers with 5-7 years of service typically earn Rs. 45,000-55,000 per month.

Is City Union Bank a stable employer?

Yes, City Union Bank has an excellent track record of financial stability, having been profitable consistently for over three decades without requiring government bailouts or mergers. CUB maintained strong asset quality through both the COVID-19 crisis and previous economic downturns. The bank's conservative lending philosophy and strong capital adequacy ratio make it one of the most financially sound mid-sized private banks. This translates to excellent job security for employees compared to some of the newer private banks.

What types of banking work does a CUB PO handle?

City Union Bank POs are trained across all retail banking functions including account management, lending (personal, vehicle, home loans), trade finance, foreign exchange, and customer service. Given CUB's strength in SME and trader finance, POs get significant exposure to working capital financing, MSME loans, and agricultural credit. This breadth of experience is valuable for career progression and for those who later appear for JAIIB/CAIIB examinations.

How important is Tamil proficiency for CUB PO?

Tamil language proficiency is practically mandatory for City Union Bank POs as most of CUB's branches are in Tamil Nadu and serve Tamil-speaking customers, traders, and agricultural communities. The written examination is in English, but candidates must demonstrate Tamil communication skills during the interview. Branch operations, customer interactions, and internal communications at branch level are predominantly in Tamil. Non-Tamil candidates are rarely selected unless applying for specific branches in other states.

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City Union Bank PO Preparation Guide

City Union Bank

Your Complete Preparation Guide for City Union Bank PO 2027 — strategy, study plan, tips & more.

DifficultyModerate

Total Marks150

Duration120 min

Start Practising Now →Free Mock Tests

Exam Overview

Mode

online

Frequency

annual

Next Exam Date

2025-11-20

EEligibility Criteria

Any graduation with minimum 60% marks from a recognized university; age 21-27 years; knowledge of Tamil mandatory for most branch postings; computer proficiency certificate required

ANumber of Attempts

Study Plan by Subject

Aptitude Quantitative (40 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Reasoning Ability (40 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

English Language (40 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

General Knowledge & Banking (30 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Expert Preparation Tips

CUB PO Quantitative Aptitude has heavy emphasis on arithmetic — master percentage calculations, profit and loss, ratio and proportion, and SI/CI problems.

Practice Tamil-medium reading comprehension separately if planning to attempt interviews, as interviewers at CUB often switch between Tamil and English.

Banking Awareness in CUB PO covers Tamil Nadu banking statistics, MSME lending guidelines, and RBI priority sector norms — study these specifically.

Reasoning section includes both verbal and non-verbal elements — logical puzzles, coding-decoding, and pattern recognition appear frequently in CUB PO exams.

Exam Pattern at a Glance

Section	Questions	Marks	Duration (est.)
Aptitude Quantitative (40 questions)	38	38	30 min
Reasoning Ability (40 questions)	38	38	30 min
English Language (40 questions)	38	38	30 min
General Knowledge & Banking (30 questions)	38	38	30 min
Total	150	150	120 min

Important Dates

Registration Opens

2025-09-15

Next Exam Date

2025-11-20

Conducted By

City Union Bank

Frequently Asked Questions

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