What is the selection process for RBI Grade-B DR General Officer?

The selection is conducted in three phases. Phase I is an online objective test of 200 marks covering General Awareness, English, Quantitative Techniques, and Reasoning. Phase II consists of three descriptive papers: Economic & Social Issues, English, and Finance & Management. Phase III is a personal interview. Candidates must clear each phase sequentially to progress.

What is the salary for an RBI Grade-B Officer?

An RBI Grade-B Officer receives a basic pay of around ₹55,200 per month with a total gross emoluments (including HRA, DA, and allowances) exceeding ₹97,000 per month in metropolitan cities. The job is considered one of the most prestigious and well-paying positions in the Indian banking sector. Additional perks include subsidised housing, medical benefits, and LTC.

How difficult is the RBI Grade-B exam and what is the cut-off trend?

RBI Grade-B is considered one of the toughest banking exams in India with a success rate of less than 1%. Phase I cut-offs typically range from 100–115 out of 200 for General category. The Economics and Finance paper in Phase II requires deep subject knowledge at the postgraduate level. Consistent study over 9–12 months is typically required for serious aspirants.

What books are recommended for RBI Grade-B preparation?

For Economic & Social Issues, NCERT Economics (Class 11–12) plus Ramesh Singh's Indian Economy are essential. For Finance & Management, ICAI study material and Prasanna Chandra's Financial Management are widely used. The RBI Annual Report, Monetary Policy Reports, and Economic Survey are mandatory reads for current affairs. Mrunal.org and ForumIAS are popular online resources.

Can working professionals prepare for RBI Grade-B while in a job?

Yes, many successful candidates are working professionals, especially those already in banking. Dedicating 3–4 hours daily for 10–12 months, focusing on Economics and Finance on weekdays and attempting full mocks on weekends is a proven strategy. Many aspirants also use online test series and video lectures to maximise preparation efficiency alongside a full-time job.

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RBI Grade-B DR Preparation Guide

Reserve Bank of India

Your Complete Preparation Guide for RBI Grade-B DR 2027 — strategy, study plan, tips & more.

DifficultyVery Hard

Total Marks200

Duration120 min

Start Practising Now →Free Mock Tests

Exam Overview

Mode

Online (CBT)

Frequency

Annual

Next Exam Date

July 2026

EEligibility Criteria

Graduate with 60% marks (55% for SC/ST/PwBD); Age 21–30 years (relaxation for reserved categories)

ANumber of Attempts

No official limit; age bar applies

Study Plan by Subject

General Studies

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Economics & Social Issues

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

English

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Finance & Management

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Expert Preparation Tips

Master NCERT Economics thoroughly before moving to advanced material; RBI Grade-B Phase II tests conceptual depth, not just facts.

Read the RBI Annual Report, Monetary Policy Report, and Economic Survey cover-to-cover — they directly inform Phase II descriptive topics.

Attempt Phase I full-length mocks weekly from Month 4 onwards, analysing every error in Reasoning and Quant to maintain a cut-off score.

Write at least two descriptive answers daily for Phase II ESI and Finance topics; get evaluated on structure, logic, and RBI-specific terminology.

Exam Pattern at a Glance

Section	Questions	Marks	Duration (est.)
General Studies	50	50	30 min
Economics & Social Issues	50	50	30 min
English	50	50	30 min
Finance & Management	50	50	30 min
Total	200	200	120 min

Important Dates

Registration Opens

April–May 2026

Next Exam Date

July 2026

Conducted By

Reserve Bank of India

Frequently Asked Questions

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