What is Equitas Small Finance Bank's mission?

Equitas Small Finance Bank was established with the mission of creating equitable access to financial services for underprivileged and underserved communities. Starting as an NBFC-MFI (Microfinance Institution) in 2007 before becoming a small finance bank in 2016, Equitas serves low-income families, women entrepreneurs, small businesspersons, and urban poor through affordable credit, savings, and insurance products. The bank's philosophy of "Equitable, Ethical, and Efficient" banking drives its financial inclusion work across South India.

What is the salary for Equitas SFB PO?

Equitas SFB POs receive a starting CTC of approximately Rs. 3.5-4.5 lakh per annum, translating to Rs. 29,000-37,500 per month gross salary. The compensation includes fixed pay plus variable components linked to business targets. While the fixed salary is in the lower range of Rs. 25,000-40,000 typical for small finance bank POs, the variable pay for high performers can significantly boost total earnings. Equitas also provides health insurance, accident cover, and employee provident fund benefits.

What is the work culture at Equitas SFB?

Equitas SFB is known for a vibrant, socially-conscious work culture that places emphasis on employee development alongside business growth. The bank has won multiple awards for employee engagement and is listed among India's best workplaces in financial services. Officers are encouraged to innovate in product delivery, particularly in reaching the last-mile customer. Equitas has a strong focus on women's empowerment, with a significant portion of its workforce and customer base being women.

Does Equitas SFB PO exam include a Banking Awareness section?

Equitas SFB PO exam currently has three sections — English Language, Quantitative Aptitude, and Reasoning Ability — without a separate Banking Awareness section. This makes the exam more accessible for fresh graduates from non-commerce backgrounds. However, the interview round extensively covers financial inclusion topics, microfinance regulations, and Equitas-specific products. Candidates are advised to thoroughly research Equitas SFB's business model and recent performance before the interview.

What career opportunities exist within Equitas SFB?

Equitas SFB offers career tracks in retail banking, microfinance, small business lending, digital banking, and corporate banking. The fastest growth opportunities are in the micro-lending and small business segments where relationship managers who build strong portfolios advance quickly. The bank also has a technology-focused track for IT-savvy candidates in digital banking and fintech partnership roles. JAIIB and CAIIB certifications are encouraged, and Equitas provides study materials and partial reimbursement for certification fees.

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Equitas SFB PO Preparation Guide

Equitas Small Finance Bank

Your Complete Preparation Guide for Equitas SFB PO 2027 — strategy, study plan, tips & more.

DifficultyModerate

Total Marks100

Duration90 min

Start Practising Now →Free Mock Tests

Exam Overview

Mode

online

Frequency

annual

Next Exam Date

2025-11-05

EEligibility Criteria

Any graduate from a recognized university; minimum 50% marks; age 20-28 years; freshers encouraged to apply; willingness to work in South India preferred

ANumber of Attempts

Study Plan by Subject

English Language (30 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Quantitative Aptitude (30 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Reasoning Ability (40 questions)

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Expert Preparation Tips

Equitas PO exam has only 3 sections without a GK/Banking section in the written test — focus heavily on excelling in Reasoning (40 questions) as it has the highest weightage.

English Language in Equitas PO includes reading comprehension and vocabulary — practice diverse passage types including business, social, and economic themes.

Quantitative Aptitude covers standard topics — simplification, percentage, data interpretation — with moderate difficulty. Regular practice of 20-25 questions per day is sufficient.

Prepare extensively for the interview by studying Equitas SFB's annual report, financial inclusion metrics, product portfolio, and understanding the bank's role in Tamil Nadu's microfinance ecosystem.

Exam Pattern at a Glance

Section	Questions	Marks	Duration (est.)
English Language (30 questions)	33	33	30 min
Quantitative Aptitude (30 questions)	33	33	30 min
Reasoning Ability (40 questions)	33	33	30 min
Total	100	100	90 min

Important Dates

Registration Opens

2025-09-01

Next Exam Date

2025-11-05

Conducted By

Equitas Small Finance Bank

Frequently Asked Questions

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