What is the salary offered by LIC Housing Finance?

LIC HFL offers a CTC of ₹5–₹8 LPA for entry-level posts (Assistant, Junior Associate) depending on the role. Senior positions like Deputy Manager and Manager earn ₹10–₹20 LPA. The salary structure includes basic pay, allowances, and performance-linked incentives.

What posts are recruited through LIC HFL exam?

LIC HFL recruits for positions including Assistant, Junior Associate, Assistant Manager, Manager, and IT Engineer across its housing finance operations. The posts involve home loan processing, customer service, credit appraisal, recovery, and branch administration.

What finance topics are tested in LIC HFL exam?

Finance section covers topics like home loan concepts, mortgage basics, balance sheet interpretation, ratio analysis, capital markets, RBI and NHB (National Housing Bank) guidelines, PMAY (Pradhan Mantri Awas Yojana), RERA, and basic accounting principles.

Is LIC HFL a government job?

LIC Housing Finance Limited is a subsidiary of LIC (Life Insurance Corporation of India), which is a government-owned entity. Hence, LIC HFL is classified as a public sector undertaking (PSU) offering job security, government-equivalent benefits, and career stability.

What is the career growth at LIC HFL?

Entry-level employees can progress from Assistant/Junior Associate to Senior Associate, Deputy Manager, Manager, Senior Manager, Assistant General Manager, and General Manager. Promotions are based on performance appraisals, business targets, and seniority within the organisation.

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LIC HFL Preparation Guide

LIC Housing Finance Limited

Your Complete Preparation Guide for LIC HFL 2027 — strategy, study plan, tips & more.

DifficultyModerate

Total Marks120

Duration120 min

Start Practising Now →Free Mock Tests

Exam Overview

Mode

Online (CBT)

Frequency

As per vacancy notification

Next Exam Date

November 2027

EEligibility Criteria

Graduate in any discipline, age 21–30 years

ANumber of Attempts

As per notification

Study Plan by Subject

Finance & Accounting

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Reasoning

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

English

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

General Knowledge

Week 1-4: Foundation

Core concepts & basics

Week 5-8: Deep Practice

Advanced problems & revision

Week 9-12: Mock Tests + Revision

Full-length tests & weak-area focus

Refer to official syllabus for complete topic list

Expert Preparation Tips

Study NHB (National Housing Bank) guidelines, PMAY schemes, and RERA Act as these are specific to housing finance roles

Finance and accounting basics including ratio analysis, balance sheet, and banking terms are essential for LIC HFL posts

GK should focus on real estate sector news, RBI monetary policy, housing schemes, and LIC HFL's annual performance

Reasoning section at moderate level — data interpretation, tabular data, and logical puzzles are frequently included

Exam Pattern at a Glance

Section	Questions	Marks	Duration (est.)
Finance & Accounting	30	30	30 min
Reasoning	30	30	30 min
English	30	30	30 min
General Knowledge	30	30	30 min
Total	120	120	120 min

Important Dates

Registration Opens

August 2027

Next Exam Date

November 2027

Conducted By

LIC Housing Finance Limited

Frequently Asked Questions

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